6 Reasons to consider an appraisal from WHITE APPRAISAL SERVICEEvery year, thousands of people in Massachusetts buy, sell or refinance their home. A lot of these transactions involve a simple line item for an appraisal. Most lenders still call for a local expert because the stakes are so high, even though there are a developing number of automated home valuation systems that may seem more prudent than an appraisal. Is obtaining a mortgage the only reason to get an appraisal? Are there also times when the services of a licensed, independent real estate professional could be beneficial? Absolutely. 
Dispute your tax assessment in Franklin CountiesIf you reside in an area where the property value has declined, it's possible you're paying too much in property taxes. An appraisal from WHITE APPRAISAL SERVICE is your best evidence when building your case. We can assist you in appealing your tax assessment. Remove PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an extra insurance policy that nearly all lenders ask homebuyers to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the home. Very often, this added payment is bundled into the monthly mortgage payment and is quickly forgotten. PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfavorable. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. WHITE APPRAISAL SERVICE will produce a statement regarding the value of your home, and the price you paid for the home valuation can often be offset in a short amount of time because you'll no longer be paying the PMI. Get your appraisal from WHITE APPRAISAL SERVICE Order todaySettle a divorce with fewer hang-upsA divorce is an especially horrible experience for the parties involved, and it is often further complicated by the strenuous decision of who maintains the house. Regardless of the circumstances, it's a good idea to get an appraisal from WHITE APPRAISAL SERVICE so both parties are entirely aware of the true market value of their property. If the parties want to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Accurate and fair estate liquidationThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these matters. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal. Move to or from Franklin Counties for workEmployee relocation is a stressful event, and we understand. That's why we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive characteristics of their property, along with information about any current sales or listings in their area that they want considered during our intensive inspection. Sell your home quickly — at an accurate priceWhether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision when determining your asking price. Apart from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't a percentage of the sales price, but rather they rest on our efforts to complete the appraisal report. We examine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long propertiesare on the market. So, seeking a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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